Koenigsegg CC850 Finance in 2026: A Run Raised From Fifty to Seventy
The CC850 was announced as fifty cars. It sold out, and the run went to seventy. Twenty more cars is a footnote in most of the car industry and a significant event in this one, because scarcity is the entire argument for why these cars hold value and why a lender is willing to advance against one. For anyone funding a CC850 in 2026 that number does real work: it decides how many other owners could ever be selling at the same time as you, and it sits behind every conversation about how much of the price a lender will leave to a final payment four years out. The car itself carries our highest reference price at £3,650,000, which makes the deposit alone larger than most houses. This piece works through what that costs, what you still owe partway through, and what the raised run changes.
Koenigsegg Finance is part of Hypercar Finance, a trading name of Lenzie Consulting Ltd (company number 08174104). We arrange finance. We are not a lender, we are not a dealer and we do not sell cars. The business is not authorised or regulated by the FCA. Agreements entered into wholly or predominantly for business purposes are not regulated consumer credit, and we arrange those directly; where an agreement is regulated consumer credit we introduce it to an FCA authorised broker partner, which carries the regulated activity and any advice. There is no minimum advance. Every figure below is indicative, not an offer.
Not affiliated with Koenigsegg Automotive AB. Vehicle marques named here are the trade marks of their respective owners.
In the episode below, Georgina looks at what happens to a rarity argument when a sold out run is made larger.
What fifty to seventy actually changes
According to manufacturer data the CC850 run stands at 70 cars, raised from an original fifty after the car sold out, which is a 40 per cent increase in the number that will ever exist. The model was built to mark thirty years of the company, and the specification we hold lists 1,385 bhp, 2.6 seconds to 62 mph and a top speed of 250 mph.
Ask what twenty extra cars does to an advance and the answer is: very little, and for a reason worth understanding. A lender is not exposed to a market of seventy cars in the way it would be exposed to a market of seventy thousand. There is no auction clearing price to track, no trade guide entry and no month in which a run of cars comes off finance at once. Whether the number is fifty or seventy, the exit if payments stop is the same: a specialist sale of one car to one buyer, over months rather than days.
A run raised from fifty to seventy is still a run of seventy, and seventy cars do not make a market.
What the change does affect is the owner’s expectation. Buyers who paid on the basis of a fifty car run found themselves among seventy owners instead. That is a useful reminder that a production number is a decision a manufacturer can revisit, and that nobody should treat an advance, a deferred payment or a resale plan as though scarcity guarantees a price.
The deposit is the first real number
At £3,650,000, a 20 per cent deposit is £730,000. That is the largest deposit of any car on our model pages, more than twice the £360,000 a Gemera needs at the same percentage. It has to come from cash, from the equity in a car you already own or from a part exchange, and it is the figure worth establishing before anything else, because it decides whether the rest of the conversation is real.
Deposits on this marque generally start between 20 and 40 per cent. We publish worked examples at 20 per cent because it is the commonest starting point, not because it is a rule, and a lender that is asked to advance against a car with a seventy unit run may want more equity than that. On our Koenigsegg CC850 finance page the same assumptions apply: 8.9 per cent indicative nominal, 48 months, 20 per cent down.
Worked example: a CC850 at £3,650,000
Take a hypothetical purchase at the reference price, 20 per cent down, 48 months, 8.9 per cent. The deposit is £730,000 and £2,920,000 is financed. The monthly rate is 0.7417 per cent, which compounds over the term to 1.425733 and produces an annuity factor of 0.024838.
Hire purchase amortises the whole balance: £2,920,000 multiplied by 0.024838 is about £72,526 a month, £3,481,248 across the 48 payments, and £4,211,248 in total once the deposit is added. Interest before fees is £561,248.
Lease purchase defers 40 per cent of the full price, or £1,460,000. Discounted by 1.425733 that final payment is worth £1,024,034 now, so £1,895,966 amortises across the term at about £47,091 a month. The payments come to £2,260,368, and with the deposit and the final payment the total is £4,450,368.
The monthly difference is £25,435. The difference in total cost is £239,120, and the price of that lower monthly figure is a £1,460,000 payment due in the fourth year on a car with seventy examples in the world. Which ending suits you is the real decision, and what each agreement leaves to the end is set out in full on the money site.
What you still owe halfway through
People rarely run an agreement of this size to term without something changing: a sale, a refinance, a business event. So the number that matters is not only the monthly payment but the balance outstanding at any point. Here is that profile on the hire purchase example above.
| Point in the term | Paid to date | Balance outstanding | Interest charged that year |
|---|---|---|---|
| After 12 months | £870,312 | £2,284,041 | £234,353 |
| After 24 months | £1,740,624 | £1,589,116 | £175,387 |
| After 36 months | £2,610,936 | £829,755 | £110,951 |
| After 48 months | £3,481,248 | £0 | £40,557 |
Two things stand out. Halfway through the term, having paid £1,740,624, you still owe £1,589,116, because interest takes the larger share of the early payments. And the interest charged falls every year as the balance falls, which is why settling early saves more in year one than in year four.
If the agreement is regulated consumer credit, early settlement carries a statutory right to a rebate of part of the interest under the Consumer Credit Act 1974, and the lender must give you the settlement figure on request. Settling at the two year mark means dealing with the £1,589,116 balance rather than the £1,740,624 of instalments still to run. An unregulated business agreement has no such statutory right, so the early settlement terms in the contract are the terms, and they are worth reading before signing rather than afterwards.
Buying a car that is already sold out
With the run committed, there is no queue to join. Acquiring a CC850 means dealing with an existing owner or with an allocation holder, and the two are not the same thing from a lender’s point of view. A delivered car can be inspected, valued and secured against. An allocation is a contractual position, and an asset lender cannot take security over a position in an order book, so that part of a purchase is normally funded from the buyer’s own resources.
Specification is the other thing buyers ask about. The CC850 carries a transmission that works as both a nine speed automatic and a six speed manual, and owners care a great deal about it. A valuer cares about whether the car is original, whether the work has been done by the right people and whether the file proves it. Neither the gearbox nor the top speed moves the advance.
Who signs, and what rules apply
Purchases at this level are often made through a limited company, which sits outside the consumer credit regime, as does an agreement entered into wholly or predominantly for business purposes. We arrange those directly, and directors guarantees are usual. A personal agreement is likely to be regulated, and we introduce those cases to an FCA authorised broker partner which carries the regulated activity and any advice. Where a car is imported it must be registered with the DVLA before use on UK roads, and any import VAT or duty is settled with HMRC, which is a question for your accountant rather than for us.
Outlook for CC850 owners
With deliveries continuing against a run of 70 and almost nothing changing hands publicly, valuations on this car will stay individual for the foreseeable future. That keeps hire purchase the straightforward route and makes any deferred payment a matter of negotiation. On the cost of money generally, the Bank of England base rate is 3.75 per cent after being held at the 30 July 2026 decision, with the next decision due on 17 September 2026. It describes the background, not the rate on the agreement, which the lender sets for the car and the case.
FAQ
How much does a Koenigsegg CC850 cost? The reference price we work from is £3,650,000, which is the highest of the current cars on our model pages. No CC850 was publicly advertised for sale in the United Kingdom when we reviewed the market on 8 August 2026, so what an individual car changes hands for is a private matter between buyer and seller.
Is there a Koenigsegg CC850 for sale? Rarely, and rarely in public. The run is committed, so a car becomes available when an owner decides to sell, usually through a specialist rather than an advertisement. We do not sell cars, but if you find one we can arrange the finance against it.
Can I finance a Koenigsegg? Yes. Specialist asset lenders write hire purchase, lease purchase and refinance agreements on this marque, for limited companies and for individuals, with no minimum advance. There is no manufacturer finance arm in this market, so the placement is with independent lenders who understand the asset.
How much does a Koenigsegg cost monthly? On a CC850 at £3,650,000 with 20 per cent down over 48 months at an indicative 8.9 per cent, about £72,526 on hire purchase or £47,091 on lease purchase with a £1,460,000 final payment. A larger deposit lowers both. These figures are indicative, not quotes.
Talk to us
If you hold a CC850 or have been offered one, tell us the price, the ownership position and whether the car has been delivered, and we will map the funding to it. Start with Koenigsegg CC850 finance, read what each agreement leaves to the end, and see how Koenigsegg Finance approaches this marque. See also the Jesko page, the other current car buyers weigh against it.
All figures in this article are indicative, not an offer, a quote or a financial promotion, and any agreement is subject to lender terms, valuation and full underwriting. This article was written by Matt Lenzie.